Introduction... 401k Enginuity is accessible from any type of Internet connection, with complete functionality and blazing fast load times via most any computer platform and any of today's popular Internet browsers. -- If someone can connect to the Internet, they will have no trouble connecting to 401k Enginuity. -- Licensed Providers and their clients enjoy speed and efficiency within a user-friendly architecture with 401k Enginuity. -- Neither a licensed Provider nor its Plan Sponsors need anything beyond a basic computer setup with Internet connectivity to use 401k Enginuity. -- Sensitive data resides on the server-side, and all admittance to activity is user-name and password-protected to keep all data and operations iron-clad secure. back to top
	Introduction
	End-user System Requirements
	Server-side System Requirements
	Online Safety & Security
	401k Enginuity 6-Point Flow Chart

End-user System Requirements... The basic end-user system requirement for using 401k Enginuity is Internet connectivity. That being met, there are basically no other barriers because 401k Enginuity, though powerful, is represented to end-users in primarily simple HTML content (called "thin" content), which means... -- 401k Enginuity can be used via PC, Macintosh, Unix, and Kiosk computer platforms, among others. -- 401k Enginuity can be used via any of today's popular Internet browsers, including Internet Explorer, Netscape, and America Online (AOL). -- 401k Enginuity can be used via any type of Internet connection, including DSL, cable modem, ISDN, and even low-bandwidth dial-up connections. -- Even on the low-bandwidth dial-up connections, pages load in mere seconds. -- 401k Enginuity is designed to quickly connect and integrate with virtually all Voice Response Units (VRUs), wireless software applications and application service providers (ASPs). The licensed 401k Enginuity Provider selects the VRU and/or wireless solution best suited to its needs. Visit our website's Preferred Vendors section for a list of VRU and wireless vendors who offer special discount pricing to 401k Enginuity licensed Providers. -- "Heavy" elements such as ActiveX controls and JAVA applets that can severely impact performance — bring it almost to a halt on low-bandwidth, dial-up connections — are abandoned in place of quality pure HTML to ensure top-quality performance and reliability. -- 401k Enginuity uses simple HTML elements to their full advantage, delivering fully functional, intuitive user front-ends absent of "heavy" conflicts. -- Most input-validation is done on the Plan Sponsor side, greatly improving end-user performance and reducing traffic to and from the server. -- The 401k Enginuity context-sensitive help system, which allows users to get online help immediately regarding wherever they are within the system, is also delivered in pure HTML, and, again, never hampered by "heavy" elements. back to top

 

Server-side System Requirements... 401k Enginuity is fully scalable and completely secure, and it can be run on your sever(s) or ours. -- Scalable 401k Enginuity is highly scalable, with the ability to run on a single server or across a cluster of multiple servers, as applicable. -- Secure Because 401k Enginuity delivers only simple HTML content to the end-users' browsers, there is NEVER any access by outside parties to secure data residing on the server. The system does not store ANY sensitive data on the Plan Sponsor side; all data resides on the server side — and because all key data and processing are handled by secure objects residing on the server, Plan Sponosr connections never have direct database access and are never provided with the location of databases or sensitive data. We recommend licensed providers operate 401k Enginuity behind a firewall that complies with standards set forth by the International Computer Security Association (ICSA). -- Can be run on your server(s) Please print/download our Minimum Technical Requirements sheet for 401k Enginuity's web server, database server, and connectivity and server access base necessities. back to top

Safety and Security for all Online Transactions ... 401k Enginuity uses advanced 128-bit SSL encryption for protection of all financial information and transactions over the Internet. Security measures and methods to safeguard information include: -- 128-Bit Encryption Security. Encryption helps protect private financial information as it travels over the Internet Communications between the browser on the user's computer and 401k Enginuity are scrambled with 128 bit encryption security and then de-scrambled when it arrives back into the user's computer web browser. -- Confidential Login. Account information is accessible only with a valid login and PIN or password, and users who do not match login and password are locked-out after a number of attempts. -- Automatic Log-off. 401k Enginuity terminates the user session if computer remains inactive for a certain period of time. This log-off feature helps prevent on-lookers from accessing confidential information if the user steps away from the computer. -- User Activity Reports & Log. For added security, 401k Enginuity records all successful and unsuccessful sign-ons and keeps a historical log. To help identify potential computer hackers 401k Enginuity monitors unusual activity or discrepancies in user sign-on, and locks out users who do not match you login and your password after a number of attempts. back to top

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